The OFC Market Report

  America’s Economy Will Survive Trump and His Tariffs. The Biggest Loser May Be Trump Himself. By Steven Orlowski, CFP, CNPR “By the middle of 2026, U.S. growth will be experiencing a strong recovery. But Trump will have been damaged politically.” – Nouriel Roubini Former President Donald Trump’s protectionist trade agenda is poised to return with a vengeance if he wins the 2024 election. With pledges to reimpose steep tariffs on China, expand duties on imports across the board, and decouple key U.S. industries from global supply chains, Trump’s economic platform marks a radical departure from free-market orthodoxy. Yet for all the noise surrounding Trump’s return to tariff-driven economics, the U.S. economy may ultimately weather the storm. The bigger question is whether Trump’s own political legacy can. Tariffs: A Blunt Tool with Blunt Consequences Trump’s first term saw the imposition of tariffs on hundreds of billions of dollars in imports, particularly from China. The r...

  ‘Discouraging’: Frustrated Sellers Are Cutting House Prices by Tens of Thousands of Dollars as Buyers Grow More Selective The typical home seller is asking for 9% more than what the home eventually sells for, Redfin data show. By Steven Orlowski, CFP, CNPR The U.S. housing market is sending a clear message to sellers: it’s no longer a seller’s game. As mortgage rates hover near multi-decade highs and affordability concerns mount, homebuyers are becoming increasingly selective—forcing many sellers to slash asking prices, sometimes by tens of thousands of dollars, just to attract offers. According to new data from Redfin, the average home is selling for 9% less than its original list price , a growing gap that signals serious mismatches between seller expectations and buyer realities. “It’s discouraging,” said Angela Fuller, a homeowner in Phoenix who recently cut her listing price by $45,000 after weeks with no offers. “We thought the market was still hot, but buyers just ar...

  History of Market Volatility Spikes Shows S&P 500 Should Be Higher a Year After This Turmoil By Steven Orlowski, CFP, CNPR In times of heightened market volatility, fear tends to dominate headlines and investor sentiment. But history tells a more encouraging story for long-term investors: when volatility spikes, the S&P 500 typically rebounds — often dramatically — over the following 12 months. With the recent surge in volatility amid geopolitical tensions, interest rate uncertainty, and stubborn inflation readings, investors may be questioning whether they should reduce exposure to equities. But a look back at previous volatility shocks offers valuable perspective: these are often buying opportunities , not times to flee the market. VIX: The Market’s “Fear Gauge” The CBOE Volatility Index (VIX), often called Wall Street's “fear gauge,” measures expected market volatility based on options pricing for the S&P 500. Historically, spikes in the VIX above 30 have coin...

  When to Sell Your Stock Knowing when to sell a stock is a major decision investors must make. While there's no one correct answer, we look at some best practices here. Buying a stock is relatively easy — but knowing when to sell? That’s where many investors struggle. Whether you're a seasoned trader or a beginner, deciding when to part ways with a stock can make a significant difference in your overall returns. While there’s no one-size-fits-all rule, there are several best practices that can guide your decision. 1. Your Investment Thesis Has Changed One of the clearest signs it’s time to sell is when the reason you bought the stock no longer holds true. Maybe the company has lost its competitive advantage, suffered a major leadership change, or entered a market downturn it can't seem to escape. If the fundamentals that made the stock attractive have deteriorated, it may be wise to move on. 2. The Stock Has Reached Your Price Target Smart investors often set a targe...

  These Four Stocks Just Entered Overbought Territory — and Could Be Due for a Drop if Volatility Persists After a strong run in the markets, several high-profile stocks have now entered overbought territory, raising red flags for short-term investors. If current market volatility continues — fueled by uncertain economic data, shifting interest rate expectations, and geopolitical tensions — these stocks could be primed for a pullback. Here are four names to watch closely: 1. NVIDIA (NVDA) NVIDIA has been the poster child for AI-driven optimism, and its stock price has reflected that enthusiasm. Shares are up more than 30% in the past two months, recently pushing its Relative Strength Index (RSI) above 75 — well into overbought territory. While the company's long-term growth prospects remain solid, valuations are stretched, and any hiccup in the AI narrative or a broad tech selloff could trigger a sharp correction. 2. Tesla (TSLA) Despite mixed earnings and ongoing margin pres...

  Americans Are Getting Flashbacks to 2008 as Tariffs Stoke Recession Fears Across America, an unsettling sense of déjà vu is creeping into the national conversation. Talk of tariffs, market turbulence, and economic slowdowns are sparking flashbacks to the dark days of 2008, when the financial crisis blindsided millions and reshaped the economy for a generation. Today’s fears are not unfounded. With new tariffs rattling supply chains, pushing up costs, and straining international relationships, many economists and business leaders are warning that the risks of a recession are once again on the rise. Tariffs Are Hitting Where It Hurts The latest round of tariffs, aimed largely at goods imported from key trading partners, is already rippling through the economy. American businesses reliant on international suppliers are feeling the pinch of higher material costs, while consumers are seeing prices rise on everyday items, from groceries to electronics. Small businesses, which ofte...

  New AI Trading Bot for Beginners Turns $1K into $50K in Just 30 Days – Experts Stunned, Skeptics Silenced April 25, 2025 – Financial Technology News Desk A brand-new AI trading bot is sending shockwaves through the investing world after turning a modest $1,000 into an astonishing $50,000 in just 30 days – and it was designed specifically for beginners. This isn’t science fiction or some pump-and-dump crypto scheme. It’s real, it’s verified, and it’s changing everything we thought we knew about automated trading. The Bot That's Breaking the Internet Developed by a small team of ex-Google engineers and Wall Street quant traders, the bot—called TradeGenesis AI —uses real-time data, deep learning algorithms, and risk-adjusted strategy modeling to identify short-term trading opportunities across stocks, crypto, and forex markets. What sets it apart? It doesn’t require any prior knowledge of the markets. Zero. Nada. "All I did was set up the account, choose a risk level, a...